By Benjamin Nii Nai Anyetei
As of Monday, December 29, 2025, the Ghanaian cedi was trading around GH¢10.65 to the US dollar on the Bank of Ghana interbank market. Official data show the mid-rate for the US dollar at GH¢10.6500, with buying and selling rates close to that figure, reflecting relative stability for the local currency at the close of the year.
On the same day, the British pound was trading around GH¢14.38 to 1 GBP on the interbank market, indicating steadier movement in major foreign exchange pairs.
Dollar Movement Into 30 December 2025
By Tuesday, December 30, 2025, market data indicate that the US dollar was trading around GH¢10.9–GH¢11.0 against the cedi in wider market rate trackers, reflecting continued demand in forex markets but within a tighter range than earlier periods of volatility.
Real-time mid-market currency converters also show that 1 USD was exchanging for approximately GH¢10.94 on December 30, underscoring the firm positioning of the cedi late in the year.
Independent currency data show that, in global mid-market terms, the cedi was worth about $0.0914 per GH¢1 on December 30, meaning the local unit had strengthened compared with some earlier December readings.
Over the past week (to 30 December), the value of the cedi against the dollar remained comparatively stable, fluctuating within a relatively narrow band according to currency converter histories, suggesting calmer foreign exchange conditions in the final trading days of 2025.
The movement around GH¢10.65 on 29 December and close to GH¢10.9–GH¢11.0 on 30 December highlights that the cedi maintained a stronger and more stable profile against the US dollar toward the end of 2025 than earlier in the year. These figures exclude speculative forecasts and are grounded in interbank and mid-market exchange rate data.
The cedi’s performance around December 29 and 30, 2025 sparked widespread public debate. Some Ghanaians questioned whether the appreciation was artificial and cautioned that the real test would come in 2026. Others welcomed the stability, praising economic management and expressing optimism that the gains could be sustained.
Despite differing views, the exchange rate levels recorded on December 29 — and the relatively calm trading that followed on December 30 — marked a rare moment of year-end confidence for the cedi, reshaping expectations around Ghana’s currency performance during the festive season.
