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FIFA hit Hearts of Oak with three-transfer window ban for unsettled USD 150,000 debt

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By: Kwame Bediako 

Hearts of Oak’s ambitious efforts to rebuild their squad and reclaim dominance in Ghanaian football have been severely undermined by a FIFA-imposed transfer ban. The Phobians have been hit with a three-window player registration ban after failing to settle a USD 150,000 debt owed to their former Technical Director, Rene Hiddink. 

The disciplinary action, confirmed in a letter from FIFA’s Legal and Compliance Division dated 21 August 2025, bars the club from registering new players both domestically and internationally.The ruling under reference FPSD-17518 stipulated that Hearts of Oak had 90 days to pay the outstanding debt. 

However, the club’s failure to comply has led FIFA to impose the restrictive sanctions as a measure to enforce financial discipline. The Ghana Football Association has been instructed to uphold the ban at the national level, ensuring the club cannot circumvent the restrictions during the transfer windows.

For Hearts of Oak, this sanction presents a major obstacle just as they seek to strengthen their squad and compete at the highest level next season. Without the ability to sign reinforcements, the club faces a potential decline in form and a possible struggle to maintain their place among Ghana’s top teams. 

The timing of the ban complicates efforts by the club’s management to navigate both sporting and financial challenges simultaneously. FIFA’s tough stance serves as a clear message to clubs worldwide about the importance of honouring contractual debts and obligations. 

The penalty against Hearts underscores the governing body’s commitment to maintaining integrity and financial responsibility within the game, signaling that delays or defaults on payments will result in immediate and stringent penalties. The road to lifting the ban now rests solely on Hearts of Oak settling the USD 150,000 debt owed to Rene Hiddink. 

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