By: Benjamin Nii Nai Anyetei
Ghana has maintained its position as the world’s leading country in mobile money regulation, according to the 2025 Mobile Money Regulatory Index released by the GSMA.
A press release issued by the Bank of Ghana said the country achieved an overall score of 96.10 percent in the 2025 index, improving from 95.06 percent recorded the previous year.
The Bank noted that the milestone highlights Ghana’s continued leadership in creating a world-class regulatory environment that enables mobile money services to grow, deepen financial inclusion and support innovation in the digital financial ecosystem.
According to the GSMA, the Mobile Money Regulatory Index measures the effectiveness of mobile money regulatory frameworks across 90 countries worldwide.
The central bank said the ranking reflects Ghana’s commitment to progressive policies and strong oversight within the mobile money ecosystem, ensuring consumer protection and operational integrity.
It added that the achievement positions Ghana as a global benchmark for regulatory excellence in digital financial services.
The Bank of Ghana assured that it will continue collaborating with relevant stakeholders to implement policies aimed at sustaining the country’s progress toward a fully inclusive and digitally empowered economy.
Issued by the Communications Department of the Bank of Ghana on February 20, 2026.
